The determinants of recovery from the Black Saturday bushfire: demographic factors, behavioural characteristics and financial literacy

Journal Publication ResearchOnline@JCU
Asbi, Ammar;Ramiah, Vikash;Yu, Xi;Wallace, Damien;Moosa, Nisreen;Reddy, Krishna
Abstract

We investigate the contribution of demographic factors, behavioural characteristics and financial literacy to recovery from the financial losses inflicted by the Black Saturday bushfire. Behavioural characteristics (such as overconfidence, self-serving and loss aversion biases) in conjunction with bushfire survivors’ knowledge of financial indicators are used to determine recovery time. Data are collected through in-depth interviews with bushfire survivors, academics and experts in natural disasters. The results show that demographic, behavioural and financial literacy factors have the potential to enhance the recovery process.

Journal

Accounting and Finance

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Volume

60

ISBN/ISSN

1467-629X

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Issue

1

Pages Count

32

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Publisher

Wiley-Blackwell

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Date

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EISSN

N/A

DOI

10.1111/acfi.12575