The behaviour of interest rate spreads prior to and after the financial crisis: evidence across OECD countries

Journal Publication ResearchOnline@JCU
Apergis, Nicholas;Cooray, Arusha
Abstract

This study investigates the impact of the 2008 global financial crisis on interest rate spreads across OECD countries, using a number of panel methodological approaches, over the 1990–2015 period. We examine the differential impact of the global financial crisis on interest rate spreads by dividing the sample period into two, i.e. the period prior to and after the crisis. Having identified and estimated the impact of a number of drivers on interest rate spreads, the findings document that after the 2008 financial crisis, the sensitivity of spreads to its determinants turn out to be statistically significant and incorporate credit risk to a greater extent. The findings survive a number of robustness checks. The policy implications of the empirical findings are also discussed.

Journal

Manchester School

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Volume

86

ISBN/ISSN

1467-9957

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Issue

5

Pages Count

27

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Publisher

Wiley-Blackwell

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Date

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EISSN

N/A

DOI

10.1111/manc.12216